Knight Classic Annuity

• Flexible-premium deferred fixed annuity that offers safety, growth and security for your retirement savings
• Competitive current rates as well as a minimum guaranteed interest rate of three percent
• Start this annuity for as little as $50 per month
• No surrender penalties after six years
• May withdraw up to 10 percent of your funds free after the first year
• Add deposits at any time*

* As with all deferred annuities, some withdrawals before age 59½ trigger an extra IRS tax equal to 10 percent of the taxable portion of a withdrawal. Converting the deferred annuity to a stream of payments for life avoids this extra tax.